Our favourite reads from around the payments, banking and tech world

Volt’s launches real-time payment tech in Australia

Global real-time payments platform, Volt, has expanded into Australia — a significant milestone for the UK-headquartered fintech and the account-to-account payments industry. Volt’s gateway will be integrated with PayTo, enabling Australian consumers to enjoy a top-tier PayTo payment experience. More here.

2024 fintech trends: A2A payments challenge cards in ecommerce

Juniper's whitepaper unveiled 10 trends that are set to radically impact the fintech and payments landscape in 2024. The No. 1 trend for 2024? A2A Payments to Challenge Cards in eCommerce. More here.

In 2024, The Winners Will Be Those Who Weave Value Around Payments

It’s the payment experience, not the payment, that matters — how you put payments to use, the value-added services wrapped around the payment. This is where the smart will focus in 2024. More here.

‘Pay-By-Bank’ Trend Builds Momentum into 2024

Payments players have their eye on 2024, when expanded faster-payments channels, changing consumer and business attitudes about payments, and more could add up to increased 'pay-by-bank' activity – all at the expense of the traditionally dominant (and lucrative) credit card. More here.

Will Consumers Fan the Flames of Pay-by-Bank Demand?

This article [US-centric] posits that, even though many retailers are actively seeking pay-by-bank functionality, it will be consumers who provide the momentum. More here.

Failed Payments Are Costing Companies Their Best Subscribers and 9% of Revenue

Many companies offering subscription plans underestimate the impact that payment failures have on their best customers and bottom lines. More here.

Consumer digital payments: Already mainstream, increasingly embedded, still evolving

McKinsey's 2023 Digital Payments Consumer Survey pulls back the veil on a rapidly changing industry. More here.

The Overlooked Catalyst Driving Real-Time Payments Demand: The Gig Economy

Payment tech is transforming gig work by creating an experience that meets workers’ needs and expedites the work cycle. More here.

Can Pay-by-Bank play into consumers’ growing preference to resist credit cards?

Less familiar payment methods like pay-by-bank are gaining traction as consumers resist the use of credit cards to stay out of a debt cycle. More here.

5 Reasons CFOs Should Adopt Real-Time Payments

Instant or real-time payments offer speed, lower cost, easier reconciliation, and more precise control of working capital. More here.